Home loans differ fundamentally on the basis of whether they are for Owner Occupation or Investment.
Owner Occupied Property
»
First home buyers
Individuals or partners purchasing their First home are referred to as First home buyers in the lending market. This is an exciting time in their life that also brings with it a degree of anxiety for the buyer/s.
It is a good time to review your situation in line with the present lending market. Things to assess are:
Financial position
Capacity to borrow funds
Your savings history
First Home Owners Grant
Loan Type and Features
Lenders Mortgage Insurance
Stamp Duty
Loan and Purchase Expenses
On going budget plan
Cash flow for future opportunities
Finance and Mortgage provides an obligation-free review of your position and options that you should consider. We tailor solutions that will meet your immediate and future financial requirements.
Individuals or partners purchasing their second home have the opportunity to leverage equity to move to their next property. This is applicable if you are only inclined to sell or discharge your existing property in order to purchase a new one.
This is a great time to review your position and lending products in the market before align your strategy towards procuring your next home. You should revise the following:
Financial position
Capacity to borrow funds
Liabilities position
Savings and Equity
Loan Type and Features
Mortgage Insurance
Stamp Duty
Loan and Purchase Expenses
On Going Budget Plan
Cash Flow for Future Opportunities
We provide an obligation-free service to review your position and create a plan based on your circumstances to give you with the best value to grow your wealth for your future.
