Home loans differ fundamentally on the basis of whether they are for Owner Occupation or Investment.
Refinancing
Individuals or partners looking to consolidate their property portfolio by discharging their existing loan and moving to a new loan product.
You will typically look at the following benefits:
Better rates
Product features
Package benefits
Debt consolidation
This exercise can provide benefits to you depending on present circumstances. It is important to look at your financial needs to align your refinance strategy to ensure that your equity wealth remains on a growth path.
It is advised to review the following:
Financial position
Capacity to borrow funds
Savings and Equity
Liability position
Loan Type and Features
Loan associated Expenses
On going budget plan
Cash flow for future opportunities
Avail an obligation-free service to review your position and identify a plan based on your circumstances to provide you with the best value to grow your wealth for your future.