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Skip One $20 Purchase a Week
Your daily cups of coffee, that after-work happy hour and the magazines and bottled waters you pick up from the newsstand every week can all easily add up to $20 or more—and fast.
You’re spending your money on the “nice to haves,” as opposed to the “must-haves.” Eliminating these types of small expenses probably won’t require a major change to your lifestyle—but that $80 a month you’re putting into your savings account could have a big impact.
Slash a Big Monthly Spending Category by 10%
Ferret out a budget category that you feel could use a trim and try to shave just 10% from it. Maybe that means cutting a few work lunches a month from your food budget, or skipping a few movies to trim your entertainment costs.
Talk to me on 0425 341 086 to discuss a savings plan that suits you. Subscribe to our newsletter at www.financeandmortgage.com.au.
