First Home Buyer Complete Guide

Everything you need to know about buying your first home in Australia. From savings strategies to settlement day.

Assess your financial readiness and understand the commitment

Calculate your budget and understand all costs involved

Strategies to save faster and deposit requirements

Eligibility and application process for government grants

Understanding the first home buyer grant

Buy with 5% deposit and no LMI

Why it matters and how to get approved

Search strategies and what to look for

Negotiation tips and contract basics

Essential tasks for new homeowners

Tips for paying off your loan faster

Practical strategies for mortgage management

7 Loan Pitfalls for New Migrants & Expats Know what to watch out for before applying for your home loan in Australia.

Frequently Asked Questions

How much deposit do I need?

Generally, you'll need at least 5-10% of the property price. A 20% deposit helps you avoid Lenders Mortgage Insurance (LMI).

What is the First Home Owner Grant?

A government grant of $10,000-$20,000 for eligible first-time buyers purchasing or building a new home.

How long does the buying process take?

From pre-approval to settlement typically takes 6-12 weeks, depending on the property and finance approval.

Need personalized guidance? Our specialists are here to help you navigate your journey.

Book a free 15-minute call and discover your smartest loan strategy.