Refinancing Your Home Loan
Your mortgage shouldn't hold you back. Whether you're looking for better rates, accessing equity, or improving your loan structure, refinancing could save you thousands.
Why Refinance?
Save Money
- Lower interest rates
- Reduced fees and charges
- Better loan features
- Potential cash back offers
Access Equity
- Home renovations
- Investment opportunities
- Debt consolidation
- Personal goals
Improve Structure
- Switch from variable to fixed
- Combine multiple loans
- Add offset accounts
- Improve repayment flexibility
Our Refinancing Process
1. Health Check
We analyze your current loan and identify opportunities for improvement.
2. Market Comparison
Compare options from 40+ lenders to find your perfect match.
3. Application Management
We handle the paperwork and liaise with lenders on your behalf.
4. Settlement Support
Coordinate the switch with minimal disruption to your routine.
When to Consider Refinancing
Rate Environment Changes Interest rates have dropped since your last review.
Loan Age Your loan is more than 2 years old.
Equity Growth Your property has increased in value significantly.
Life Changes Income increases, family changes, or investment goals.
Refinancing Benefits
- Save $1000s in interest over the loan term
- Access equity without separate applications
- Consolidate debt into one manageable payment
- Improve features like offset accounts and redraw
Get Your Free Refinancing Assessment
Our refinancing specialists will review your current loan and identify potential savings - at no cost to you.
Refinancing may extend your loan term. Consider the total cost over the life of the loan.