Reverse Mortgage Solutions
A reverse mortgage allows you to access the equity in your home without having to sell it. It's designed for homeowners aged 60 and over who want to improve their financial situation in retirement.
How It Works
Access Your Equity
- Borrow against your home's value
- No regular repayments required
- Continue living in your home
- Maintain home ownership
Flexible Access Options
- Lump sum payment
- Regular income stream
- Line of credit facility
- Combination of options
Peace of Mind Features
- No negative equity guarantee
- Right to remain in your home
- Professional counseling included
- ASIC regulated products
Who Can Apply?
Eligibility Requirements
- Age 60 or over (some lenders 65+)
- Own your home outright or low mortgage
- Property must be your principal residence
- Meet lender's property requirements
Suitable For
- Funding home improvements
- Supplementing retirement income
- Paying for healthcare needs
- Eliminating existing debts
Important Considerations
Before You Proceed
- Impact on pension entitlements
- Effect on inheritance
- Ongoing costs and fees
- Alternative options available
Our Commitment
- Independent counseling session
- Full disclosure of costs
- Cooling-off period
- Ongoing support
Why Choose Our Reverse Mortgage Service?
Expert Guidance Qualified reverse mortgage specialists with years of experience.
Independent Advice We compare multiple lenders to find the best solution.
Ongoing Support Regular reviews to ensure your needs are being met.
Transparent Process No hidden fees or surprise charges.
Types of Reverse Mortgages
Home Equity Release
Access a lump sum or line of credit secured by your property.
Pension Loans Scheme
Government scheme for eligible pensioners.
Sale & Lease Back
Alternative equity release options.
Get Expert Advice
Reverse mortgages are complex financial products. Speak with our specialists to understand if it's right for your situation.
A reverse mortgage is a significant financial decision. We recommend speaking with family and obtaining independent financial advice.