Business Finance Solutions
Every business needs capital to grow, whether it's for working capital, expansion, equipment, or strategic opportunities. Our business finance specialists understand the unique challenges facing Australian businesses.
Types of Business Finance
Working Capital Finance
- Manage cash flow fluctuations
- Seasonal business support
- Invoice financing and factoring
- Trade finance facilities
Business Term Loans
- Fixed-rate financing
- Structured repayment terms
- Asset acquisition funding
- Business expansion capital
Line of Credit
- Flexible access to funds
- Interest-only payment options
- Draw down as needed
- Perfect for ongoing expenses
Asset Finance
- Equipment and machinery
- Motor vehicle finance
- Technology and IT systems
- Property and construction
Industries We Support
Professional Services
- Legal and accounting firms
- Consulting businesses
- Medical and dental practices
- Engineering and architecture
Manufacturing & Distribution
- Production facilities
- Inventory financing
- Distribution networks
- Supply chain optimization
Retail & Hospitality
- Store fit-outs and renovations
- Inventory and stock
- Technology upgrades
- Expansion opportunities
Construction & Development
- Project finance
- Equipment and machinery
- Working capital support
- Development funding
Business Finance Features
Flexible Terms
- Terms from 1-10+ years
- Fixed or variable rates
- Seasonal payment adjustments
- Early repayment options
Competitive Rates
- Access to multiple lenders
- Negotiated pricing
- Relationship-based rates
- Transparent fee structures
Quick Approval
- Streamlined application process
- Fast decision making
- Minimal documentation
- Settlement support
Security Options
Secured Finance
- Property security
- Equipment as security
- General security agreements
- Lower rates with security
Unsecured Finance
- Based on business strength
- Personal guarantees may apply
- Higher rates, more flexibility
- Faster approval process
Application Requirements
Financial Documentation
- Financial statements (2-3 years)
- Management accounts
- Tax returns and BAS
- Cash flow projections
Business Information
- Business plan and projections
- Industry experience
- Use of funds statement
- Security details
Personal Information
- Director/owner information
- Personal financial statements
- Credit history assessment
- Guarantor requirements
Why Choose Our Business Finance?
Industry Expertise Deep understanding of business finance across all sectors.
Lender Relationships Access to traditional banks, non-bank lenders, and alternative funders.
Tailored Solutions Custom structures to match your business model and cash flow.
Ongoing Support Relationship management and future funding assistance.
Fast Turnaround Quick assessment and approval process to meet your timelines.
Business Finance Benefits
Growth Capital Access funds for expansion, new markets, or strategic opportunities.
Cash Flow Management Smooth out seasonal fluctuations and manage working capital.
Tax Benefits Interest payments are generally tax-deductible business expenses.
Preserve Equity Maintain ownership and control while accessing growth capital.
Get Business Finance Today
Ready to take your business to the next level? Our business finance specialists are here to help structure the perfect solution.
Business finance is subject to credit assessment and approval. Security may be required.